<?xml version="1.0" encoding="iso-8859-1"?><?xml-stylesheet href="http://www.congoo.com/css/rss.css" type="text/css" media="screen"?><rss version="2.0"><channel><title>Personal-finance News - Congoo</title><link>http://www.congoo.com/feed/newschannelsfeed.aspx?chid=5&amp;catid=84</link><description>News Feed for - Personal-finance</description><item><title>Move your IRA to new job's 401(k)?</title><link>http://www.congoo.com/news/addstorycomment.aspx?st=239731949&amp;Channel_ID=5&amp;Category_ID=84</link><pubDate>2013-06-18T17:50:00</pubDate><description>Are you on track for retirement? NEW YORK (Money Magazine) I'm 59, and I just got a new job. Should I move my IRA to the 401(k) plan or keep it separate? -- Louis, Houston   Are the fees lower in your </description><source>CNN Money</source></item><item><title>Participants Seek Professional Help in 401(k) Plans</title><link>http://www.congoo.com/news/addstorycomment.aspx?st=239743747&amp;Channel_ID=5&amp;Category_ID=84</link><pubDate>2013-06-18T18:38:00</pubDate><description>By Hal M. Bundrick   NEW YORK (MainStreet)--When it comes to 401(k) plans, investors are seeking help. More than a third (36%) of all participants in Vanguard 401(k) retirement plans sought a professionally </description><source>TheStreet.com</source></item><item><title>Will my 401(k) be safe if I file for bankruptcy? Bankrate.com</title><link>http://www.congoo.com/news/addstorycomment.aspx?st=239706627&amp;Channel_ID=5&amp;Category_ID=84</link><pubDate>2013-06-18T13:03:00</pubDate><description>I am not writing this column to give my opinion on whether this is fair or reasonable. I know some people would be upset to learn that someone can keep all the good and get rid of all the bad. This is </description><source>Yahoo! Finance</source></item><item><title>Understanding the basics of estate planning Bankrate.com</title><link>http://www.congoo.com/news/addstorycomment.aspx?st=239706619&amp;Channel_ID=5&amp;Category_ID=84</link><pubDate>2013-06-18T13:03:00</pubDate><description>Many people believe they don't need estate planning because they think they don't have an estate. Or they think the value of their estate is not great enough to cause estate taxation, so what's the point? </description><source>Yahoo! Finance</source></item><item><title>Wedding insurance: Help for bridal 'fails' Bankrate.com</title><link>http://www.congoo.com/news/addstorycomment.aspx?st=239706616&amp;Channel_ID=5&amp;Category_ID=84</link><pubDate>2013-06-18T13:03:00</pubDate><description>Wedding day disasters come in all sizes, from lost rings and ruined bridal gowns to slip-and-fall and alcohol-related personal injuries to unpredictable weather events to plain old cold feet that can </description><source>Yahoo! Finance</source></item><item><title>How do you size up an insurance company? Bankrate.com</title><link>http://www.congoo.com/news/addstorycomment.aspx?st=239706614&amp;Channel_ID=5&amp;Category_ID=84</link><pubDate>2013-06-18T13:03:00</pubDate><description>In their ads, insurance companies often boast they have the lowest premiums around. The emphasis on price makes it very easy for consumers to fall under the spell of cheap insurance rates.  "Our gut instinct </description><source>Yahoo! Finance</source></item><item><title>Use cash-out mortgage to pay off credit cards? Bankrate.com</title><link>http://www.congoo.com/news/addstorycomment.aspx?st=239706607&amp;Channel_ID=5&amp;Category_ID=84</link><pubDate>2013-06-18T13:03:00</pubDate><description>Would there be any benefit to taking a cash-out refinance at a higher mortgage amount to pay off credit card debt? Would the mortgage interest rate be lower? Does all of that affect equity in my house? </description><source>Yahoo! Finance</source></item><item><title>Same-sex marriage, real estate and the law Bankrate.com</title><link>http://www.congoo.com/news/addstorycomment.aspx?st=239706600&amp;Channel_ID=5&amp;Category_ID=84</link><pubDate>2013-06-18T13:02:00</pubDate><description>Same-sex couples often jump through legal hoops when dealing with their joint finances -- and owning real estate is no exception. If the Supreme Court strikes down the law that defines marriage as the </description><source>Yahoo! Finance</source></item><item><title>Get deduction for school loan or take lower rate?</title><link>http://www.congoo.com/news/addstorycomment.aspx?st=239702893&amp;Channel_ID=5&amp;Category_ID=84</link><pubDate>2013-06-18T12:47:00</pubDate><description>Dear , I'm wondering whether it is smarter to keep the debt at 6.75 percent to enjoy the (small) tax deduction of paying interest on a student loan (it was $2,000 for 2011), or to have it paid off, lose </description><source>Yahoo! Finance</source></item><item><title>Why it's important to buy personal health insurance</title><link>http://www.congoo.com/news/addstorycomment.aspx?st=239699803&amp;Channel_ID=5&amp;Category_ID=84</link><pubDate>2013-06-18T12:32:00</pubDate><description>Health insurance provides risk coverage against expenditure caused by any unforeseen medical emergencies. In current times of high medical inflation rates, failing to hold adequate amount of health insurance </description><source>NDTV Profit</source></item><item><title>Use cash-out mortgage to pay off credit cards?</title><link>http://www.congoo.com/news/addstorycomment.aspx?st=239697534&amp;Channel_ID=5&amp;Category_ID=84</link><pubDate>2013-06-18T12:47:00</pubDate><description>Dear Dr. Don,   Would there be any benefit to taking a cash-out refinance at a higher mortgage amount to pay off credit card debt? Would the mortgage interest rate be lower? Does all of that affect equity </description><source>Yahoo! Finance</source></item><item><title>Same-sex marriage, real estate and the law</title><link>http://www.congoo.com/news/addstorycomment.aspx?st=239697533&amp;Channel_ID=5&amp;Category_ID=84</link><pubDate>2013-06-18T12:47:00</pubDate><description>Same-sex couples often jump through legal hoops when dealing with their joint finances -- and owning real estate is no exception. If the Supreme Court strikes down the law that defines marriage as the </description><source>Yahoo! Finance</source></item><item><title>Feuding over the family fortune</title><link>http://www.congoo.com/news/addstorycomment.aspx?st=239765811&amp;Channel_ID=5&amp;Category_ID=84</link><pubDate>2013-06-18T20:46:00</pubDate><description>Posted: 3 pm ET   Estate planning is an important part of retirement planning. Do it wrong, and the loved ones you leave behind will almost certainly be hurt and angry.   Attorney Ronald Fatoullah, who </description><source>Bankrate.com</source></item><item><title>States collecting more tax money</title><link>http://www.congoo.com/news/addstorycomment.aspx?st=239765786&amp;Channel_ID=5&amp;Category_ID=84</link><pubDate>2013-06-18T20:46:00</pubDate><description>Posted: 3 pm ET   The truism that all politics is local applies to taxes, too. People tend to see more bang for their tax bucks, and therefore are a bit -- notice I said a bit, not entirely! -- more accepting </description><source>Bankrate.com</source></item><item><title>End coming for Bernanke at the Fed?</title><link>http://www.congoo.com/news/addstorycomment.aspx?st=239765775&amp;Channel_ID=5&amp;Category_ID=84</link><pubDate>2013-06-18T20:46:00</pubDate><description>Posted: 4 pm ET   With Federal Reserve Chairman Ben Bernanke in the final months of his second term, President Barack Obama has offered a strong hint that the central bank chief's tenure is coming to </description><source>Bankrate.com</source></item><item><title>Will Fed get Clearer About an Easing Ease-up?</title><link>http://www.congoo.com/news/addstorycomment.aspx?st=239604550&amp;Channel_ID=5&amp;Category_ID=84</link><pubDate>2013-06-18T20:55:00</pubDate><description>Martin McDermott's original retirement plan to live off bond dividends was derailed when the Federal Reserve took unprecedented measures to drive down interest rates to pull the economy out of a recession. </description><source>FOXBusiness.com</source></item><item><title>How Will a Quitclaim Deed Affect my Credit?</title><link>http://www.congoo.com/news/addstorycomment.aspx?st=239574093&amp;Channel_ID=5&amp;Category_ID=84</link><pubDate>2013-06-18T20:55:00</pubDate><description>Dear Debt Adviser,   I am a 71-year-old divorced woman with a lot of debt. I work part time to supplement Social Security. I own a house and a condo. I bought the condo when prices were high. I discovered </description><source>FOXBusiness.com</source></item><item><title>Cogent: Fee disclosure regs bringing change to 401(k) plans' investment lineups</title><link>http://www.congoo.com/news/addstorycomment.aspx?st=239757154&amp;Channel_ID=5&amp;Category_ID=84</link><pubDate>2013-06-18T19:56:00</pubDate><description>Fifty-one percent of 401(k) plans expect to change their investment lineups in the next 12 months, a "considerable" increase from the 44% that forecast changing lineups a year ago.</description><source>Pensions and Investments Online</source></item><item><title>(Un)burdening the existing taxpayers: Senate panel recommends cut in sales tax rate</title><link>http://www.congoo.com/news/addstorycomment.aspx?st=239747997&amp;Channel_ID=5&amp;Category_ID=84</link><pubDate>2013-06-18T19:07:00</pubDate><description>ISLAMABAD:    A Senate panel on Tuesday recommended to the government, with a majority vote, that it lower the sales tax rate to 16%. It also took the opportunity to remind Finance Minister Ishaq Dar </description><source>The Express Tribune</source></item><item><title>Secure your family's future with a personal accident insurance plan</title><link>http://www.congoo.com/news/addstorycomment.aspx?st=239743385&amp;Channel_ID=5&amp;Category_ID=84</link><pubDate>2013-06-18T18:45:00</pubDate><description>On the occasion of Father's Day every year, my children make me feel special in their own little way. However, there are moments when I wonder what if I can no longer provide them with the lifestyle that </description><source>Financial Chronicle</source></item><item><title>Caldwell County cuts property tax rate</title><link>http://www.congoo.com/news/addstorycomment.aspx?st=239742107&amp;Channel_ID=5&amp;Category_ID=84</link><pubDate>2013-06-18T18:37:00</pubDate><description>In dollar terms, the argument among members of the Caldwell County Board of Commissioners on Monday night amounted to $750,000 out of a proposed budget of more than $68 million.   But the argument still </description><source>Individual.com</source></item><item><title>Kenyans need to scale up personal finance skills</title><link>http://www.congoo.com/news/addstorycomment.aspx?st=239737708&amp;Channel_ID=5&amp;Category_ID=84</link><pubDate>2013-06-18T18:16:00</pubDate><description>Kenyans have more recently spent a lot of time focusing on the challenges that the various institutions face executing their mandate and managing their finances. But little has been said of the many challenges </description><source>Business Daily Africa</source></item><item><title>401(k) loans should be 'last resort'</title><link>http://www.congoo.com/news/addstorycomment.aspx?st=239731293&amp;Channel_ID=5&amp;Category_ID=84</link><pubDate>2013-06-18T17:47:00</pubDate><description>While most retirement industry experts agree that workers should limit the loans they take out from their 401(k) plans, one certified financial planner thinks that in some rare cases, taking a loan from </description><source>Senior Market Advisor</source></item><item><title>Most 401(k) participants clueless about retirement planning</title><link>http://www.congoo.com/news/addstorycomment.aspx?st=239731291&amp;Channel_ID=5&amp;Category_ID=84</link><pubDate>2013-06-18T17:47:00</pubDate><description>While the majority of Americans would like to retire before the age of 65, most admit they won't be able to do so.   A recent nationwide poll of more than 1,000 American workers who participate in a 401(k) </description><source>Senior Market Advisor</source></item><item><title>Homebuilders Seek 5% Consumption Tax Rate</title><link>http://www.congoo.com/news/addstorycomment.aspx?st=239725585&amp;Channel_ID=5&amp;Category_ID=84</link><pubDate>2013-06-18T17:05:00</pubDate><description>TOKYO (Nikkei)--Two housing industry groups on Tuesday asked the ruling parties to introduce a special 5% rate on houses when the consumption tax goes up to 10% in October 2</description><source>Nikkei Net Interactive</source></item></channel></rss>