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Aubrey Guynn     
Aubrey Guynn

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Industry    Online Broker
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Overview
I specialize in two things: Helping people sell unwanted life insurance policies on the secondary market (life settlements) and helping people buy life insurance without using their own cash to buy it (premium financing).

A life settlement works best when an individual who is over 65 years of age has a life insurance policy (Term that is convertable, Whole Life, Universal Life, or VUL) in which the premiums are no longer affordable, or the policy is not longer needed. If an offer is made on the policy it will be higher than the surrender value in the policy but less than the death benefit.

Life settlements let seniors use the values in their life insurance before they die. The money can be used for anything the seller wants to use it for.

Premium Financing is for individuals who have net worths in excess of $4 million who do not want to pull cash out of working capital to buy life insurance. These high net worth individuals have the need for life insurance for weath preservation or estate planning but the cost to pull capital out of their investments is too high to use for life insurance premiums.

I help people solve premium problems.

I also have a program that can help homeowners pay off their mortgage faster and painlessly as well.

I enjoy meeting people. I enjoy speaking in front of groups. I love helping in their financial goals.


I enjoy hiking, photography and illustration. Here's a link to my Flickr page: http://www.flickr.com/photos/26246200@N00/.

I hold a patent for a manufacturing process that uses lasers to etch images into limestone and travertine.


Places I have worked
Stone Hill National Since January 2005
10-99 employees
Market Director
Online Broker / Premium Financing and Life Settlements
I help agents finance the cost of insurance premiums when the client has a net worth of more than $4 million and it is not prudent to remove operating capital to purchase life insurance. I also help people sell insurance policies on the secondary market. These are people who are over 70 years of age who own life insurance policies with death benefits in excess of $250,000 and who no longer need the insurance or who can no longer pay the premiums. And I recruit insurance agents who need top commission contracts for the life insurance policies they sell. I provide the tech support they need to produce insurance, I help them get the back-office support they need, I help them get quotes and illustrations for marketing and I help them keep track of their business on-line.


Alpine Tile and Supply, Inc From January 1979 to January 2005
1-9 employees
Pres, CEO
Marketing/Public Relations / Architectural Building Materials
This is a company I started 15 years ago. We import architectural stone and tile products for use on commercial buildings both in Utah and across the globe. Products are fabricated and shipped from Europe, North and South America, China and the Middle East to projects in numerous countries around the world including: Canada, The US, Mexico, Quatamala, Brazil, Chile, Nigeria, Japan, Hong Kong, Samoa, Tahita, Fiji, Germany, Finland and Ghana. This requires detailed understanding of stone products, import/export methods and means, and excellent attention to detail in order to get precisely designed materials to job sites across the globe on time and within budget.

Education
Brigham Young University - United States / UTAH
BA - English, Family Financial Management 1975 - 1980











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